Every trip that we plan for seem to be a matter of tremendous excitement for us and we plan everything in the most careful manner. Indifferent to whether it is the flight booking process or the best of the hotels, we plan it all. But there are many who fail to add the most important element to the list- which is travel insurance. In fact travelling without insurance might put your entire trip to risk and you might have to suffer financial loss as well. Taking a travel insurance will ensure that your trip is absolutely safe and smooth. Now we will talk to you about the five things that you need to know about your travel insurance in case of a natural disaster and how it will cover the same.
- Does travel insurance covers natural disaster in the first place?
Remember one thing that foreign travel insurance is meant to cover all kinds of uncertainties that might come across your way and put a hurdle in front of your smooth trip. It can be a natural disaster like an earthquake, floods and so on. So if you have faced injuries because of these, then also you will get the cover. If your flight is delayed because of the disaster, then also the loss that you face as a consequence will be covered.
- What are the natural disasters that are covered and excluded?
In most plans that you take for travel insurance, there are some included natural disasters like flood, fire, hurricane, tornado, volcanic eruption, blizzard, avalanche and so on. But you have to be careful that not all kinds of plan support each one of these natural calamities which is the reason why you might not be covered by every company. So while you are selecting the insurance company, make sure that you are getting all the coverage that you need.
- How will you be benefited if you have the health cover including natural disasters?
If you are buying a travel insurance that is providing the cover of a natural disaster, then you can rest assured that there will be no hurdles in your trip as far as natural disasters are concerned. In case you lose the passport, your travel insurance company will be compensating for the same as well so that you can have a risk free vacation.
- Will the medical expenses be covered if the damage is caused due to natural calamities?
Of course! In case of any physical damage or ailment, the company is liable to provide travel medical insurance and cover to the policyholder so that even when you are outside, you do not run out of cash.
- Will you be getting round the clock support?
Indifferent of what the time is, a calamity can attack you. So the travel insurance companies are always prepared to be by your side no matter when the mishap occurs. So after taking international travel insurance, you need not worry even a bit.