July 25, 2024

In today’s fast-paced lifestyle, you can find yourself in urgent need of cash at any time. If you are in a situation where cash requirements can lead to a financial crunch, then you can save yourself by applying for an instant loan online. Whether you have to buy a gift for your loved ones or want to pay the rent, an instant loan can help you to fulfill your requirements. It is a type of unsecured loan that caters to meet your day to day needs. To check your personal loan eligibility, you can download the app or visit its official website.

However, if you apply for a loan through a bank, then it may take two to three weeks just for your loan to be approved, and another several weeks to receive the disbursed amount. But Upwards gives you the freedom to get up to Rs. 2 lakh instant cash loan without any hassle. With Upwards, you can avail of a loan by submitting your KYC documents and bank statements without any collateral or guarantor. Thus, getting an instant loan trough is the best solution to meet your urgent expenses.

How Upwards helps in instant loan disbursal

Fast processing 

Any online bank will take 2-3 weeks to approve a personal loan if you match the personal loan eligibility criteria. But Upwards takes a maximum of 48 hours to accept or reject the loan. Then it takes about 3-4 days at peak for loan disbursal.

Fully digital process 

Right from the application form to KYC documents submission, everything is done digitally, which means you no longer need to wait in a queue and visit your bank for loan approval. During loan disbursal, you are required to submit your digital signature as well as set up online e-NACH. You can also use the Upwards EMI calculator to find out your personal loan eligibility before applying for it. 

Eligibility criteria 

Unlike other banks, you don’t need to worry about having a large salary in order to qualify for a loan. You have to be a resident of the cities where Upwards’ services are available and draw a minimum salary of Rs. 15,000 per month for personal loan eligibility in Upwards.

Low-interest rates 

If you are availing an instant loan through upwards, then you will get lower interest rates than other online banks. Upwards provides loans up to Rs. 2 lakh with a monthly EMI as low as Rs. 2,500/lakh. Additionally, you can use the EMI calculator to fix the annual interest rate to and find out the EMI you need to pay for that.

Minimal documents 

If you apply for a loan through offline mode, then you may need to submit the hard copy of numerous documents. On the contrary, Upwards provides you with an instant loan just by taking a few KYC details.

Flexible tenure 

By using the Upwards EMI calculator, you need to submit a few details to know the amount you need to pay every month along with the specific tenure of loan submission. While using the EMI calculator, Upwards gives you a fixed tenure between 6 to 60 months. Then, if you click on enter you can find out the EMI amount you need to pay monthly.

The fast query resolution system 

Upwards has a strong and dedicated team who are always ready to help. If you have any queries regarding your loan approval or rejection, then you can email your question and Upwards gets back to you as early as possible.


Upwards is available in more than 50 major cities in the country including Delhi, Mumbai, Kolkata, Chennai, Jaipur, Pune, Bangalore, and many others.

The article may help you to know about instant personal loan eligibility through online portals such as Upwards. Therefore, the next time, you can make a better-informed decision while choosing an online loan service.

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